Underwriting / Rating Files
CARFAX Vehicle History Data has consistently shown lift in insurers' loss ratio analyses. We offer several proprietary data fields to enhance your auto underwriting and rating results, including:
CARFAX makes it easy to check the history of every vehicle involved in an auto claim with:
- Severe Problem File - past events that may have compromised a vehicle's structural integrity
- Potential Damage File - prior damage that may not have been repaired
- Ownership History File - the number of title transactions and the current owner's length of ownership
- Ownership Type File - commercial vs. personal registrations
- Annual Mileage File - estimated annual mileage driven based upon actual odometer readings
- Potential Fraud File - rate evasion flags to help you identify fraud
CARFAX makes it easy to check the history of every vehicle at policy application, inception, or renewal with:
- Real-time responses for single VIN submission or batch processing
- Submit your policy number with the VIN and have it returned with the results
- XML data format easily integrates into any software system
- One installation can serve an entire company across multiple departments
- Cost effective: pay significantly less per VIN than our standard Vehicle History Report
- CARFAX expertise and support to assist in implementation and usage
Contact us at 800-789-6232 to learn more about what CARFAX can do for you.
